Bought a used car on finance?
You could be owed more
than you think.

If you bought a used car on finance, you could be owed even more than
UK drivers who purchased new. See if you are eligible in less than a minute.

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You might have a claim if…

Thousands were misled into costly car finance deals with hidden fees and high interest. If that sounds familiar, you could be owed compensation.

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You weren't told about commission

Many lenders took hidden commissions as part of finance agreements, without informing customers they were doing it.

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You felt pressured into signing

Tell us exactly what you need. Our team gets to work right away. You'll receive your design within 1-2 business days.

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The finance terms weren't clearly explained

You may not have been told how the loan worked - especially the total cost, repayment terms, or what you were actually agreeing to.

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What our Customers Say

Hear from real drivers who claimed thousands back with zero hassle.

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Highly satisfied with the service. I write to express my sincere and heartfelt appreciation and gratitude for your highly professional and competent services, for which I will always be grateful.

Natalie

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Excellent. Good team, excellent - very well, very professional. They do a very good job.

Besim

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Great. Very professional, would work with Sophie again.

Corine

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Our Process

How It Works

Getting your compensation is simple and stress-free.

1

Share your details

We'll schedule an initial kick-off meeting to introduce you to our team, discuss your expectations.

2

We do the searching

Our team search for mis-sold agreements and calculate your compensation.

3

Get paid

Receive your compensation directly into your bank account.

Why trust My
Used Car Claims?

It's natural to be cautious about how to approach your claim. My Used Car Claims is fully regulated and highly qualified to represent you, plus you'll only pay if we're successful.

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SRA regulated firm

My Used Car Claims is authorised and regulated by the Solicitors Regulation Authority.

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No Win No Fee

You only pay if your claim is successful.

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Legal Partner

Claims are handled by our specialist claims handlers.

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Rated 4.6 stars

Highly rated by clients on ReviewSolicitors.

Frequently Asked Questions

If you can't find what you are looking for don't hesitate to contact us.

Yes, you will only ever have to pay a fee if we are successful in getting you money back for your mis-sold finance agreement. If we are successful, our fees will be between 18 - 36% (inclusive of VAT), depending on the amount we get back for you. Cancellation fees may apply if you wish to cancel your claim with us outside the initial 14 day cooling off period.

If you took out PCP/HP finance between 2007 and 2021 and weren't told about commissions, it's likely you are. It only takes a minute to submit your details and find out, so why not give it a go?

No documents are required initially. We can search for your finance agreements using just your basic details.

No, making a claim will not affect your credit score. This is a separate process from your credit history.

You could be owed £700 on average for your claim. You’re not limited to one claim, so if you have bought more than one car on finance you can make multiple claims.

Yes, but you will need to declare if you have started any separate claims, either through another representative, or directly to your lender or the Financial Ombudsman Service.

Yes, you can contact your lender directly or refer your claim to the Financial Ombudsman Service yourself for free. The FCA is also consulting on a free Consumer Redress Scheme.

Find out if you're owed a refund - in under a minute.

It only takes 60 seconds—and you might be owed hundreds.

Start Claim Check

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